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[Page 528]

and depreciation in the value of real property I have been heavily hit, but thankful to say that my properties and stations are unencumbered, and better times may soon come round again, though prices of grain & butchers meat and most other commodities are likely to continue comparatively low, and the rate of interest is so extremely low, that Capital is difficult to invest.  I think wool will soon improve in price and that being the main staple of Australia it may have a good effect in restoring prosperity generally.  It is difficult to invest money without more risk, but

 

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