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[Page 6]

in due time Encourage individuals to open stores for the Sale of European goods at a Fair Price & relieve Government from the unpleast unpleasant necessity of being Retail Traders there which in the present state of things is unavoidable altho it is productive of many Evils to the Colony, from the inferior Quality of the goods purchased by Contract & the high price high Prime Cost Government must of necessity Pay & which never can be so moderate as the Price which Wholesale Traders can always Command.

The expence of the Bank of Transfer in Holland is Paid defaryd half yearly by a Payment of a Small Rate by the year annual percentage on all Deposits ¼ per cent with a small annual payment from Everyone who uses the bank say 10/ a year for safe custody a year payable half yearly & a Reasonable Rate of charge for charge on bills on Europe would soon if not immediately defray the whole expence & Cost of the Bank all the necessary charges.

In order to facilitate the introduction of Decimal numbers into Book keeping which at first may seem likely to be Troublesome or Leading to errors between the old & new modes of Receiving a Table for 

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